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H-2B Visa

How to File for Bankruptcy in Texas

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How to File for Bankruptcy in Texas

How to file for bankruptcy in TX
Hardly anyone expects their lives to follow a path full of worst-case scenarios. Sometimes bad things happen — even when you work hard to do your best. So, when it comes to your finances, U.S. bankruptcy law has long been set up to help you brush yourself off, move on, and try again.

How does bankruptcy work?

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What are the most common forms of personal bankruptcy?

How do I qualify for Chapter 7 bankruptcy?

What’s the process for filing for bankruptcy in Texas?

How can Farmer Law help you manage your debt burden?

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    H-2B Visa

    Do I Need a Lawyer for a K-1 Visa?

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    Do I Need a Lawyer for a K-1 Visa?

    lawyer for a k-1 visa
    Maybe you met on a sightseeing trip, or perhaps in a semester-long study abroad program. A friend’s destination wedding. A job training program. A whirlwind romance during what might have otherwise been a simple vacation or a match made by an international marriage magic-maker. Now, all that’s needed is to tie the knot — and secure a visa so that you can marry and live together in the United States.

    What is a K-1 visa?

    Who qualifies for a K-1 visa and under what conditions?

    What’s the process like for getting a K-1 visa?

    Is there a cap on the total number of K-1 visas granted?

    How can an experienced lawyer make the process easier?

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    On May 5, 2022, USCIS announced that users can now immediately find the processing time information for their particular type…

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      How to Stop Foreclosure in Texas

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      How to Stop Foreclosure in Texas

      If you’re at risk of losing your home to foreclosure, there are steps you can take to stop the foreclosure on your property. Whether you want to hold on to your home forever, avoid the stain of a foreclosure on your credit history, or simply delay the proceedings so you can get a handle on a spiraling debt situation, the situation is not hopeless.

      When do banks and lenders typically begin foreclosure proceedings against homeowners?

      In Texas, there are two kinds of foreclosures — judicial and non-judicial.

      What is the foreclosure process like in Texas?

      In both a judicial and non-judicial foreclosure, the foreclosure process requires the trustee (the person who holds the deed of trust and is attempting to seize the property) to follow certain steps.
      Because it’s written into the contract already and was agreed to by the person who took the loan for the property, the non-judicial foreclosure process is relatively straightforward. This can seem like bad news for borrowers already overwhelmed with job loss, health issues, or other life stresses that contributed to falling behind on payments. Knowing the process, however, can help you see where and how you can stop foreclosure before it’s too late.
      Once the period of time required for default, as outlined in the mortgage paperwork, has passed, the lender can decide to go through with foreclosure. If they do so, they are required by law to send a written notice allowing you 20 days to “cure” (pay in full the amount owed), which means to bring the defaulted loan current. For certain loans, like FHA loans and VA loans, this time period is increased to 30 days.
      The next step is the notice of sale, which is the second (and last) notice the law requires your lender to send to you. This notice of sale must give you at least 21 days’ written notice of the date of the foreclosure sale. Make sure you know whether the 21 days begins from the date the notice is mailed and not the date you receive it. If you are not home to receive this certified letter and do not go collect it from the post office, that will not stop the auction of your home. This foreclosure notice is also posted at the courthouse as well as filed with the county clerk.
      In Texas, foreclosure auctions are held at the county courthouse on the first Tuesday of every month, even on holidays. Anyone may bid on these properties. Some people hope that they can buy the property back from the new owner after the auction, but in Texas you do not have a legal right to buy back your property from the new owner unless it was sold by the government, by a tax lender, or for non-payment of HOA fees. Even then, there are time limits to buy it back, and doing so can come with expensive fees.
      Because of when the notices must be mailed to you by law, a foreclosure can go from the notice of default to the auction block in as little as 41 days. This makes the months between when you start missing payments and when the mortgage company decides to foreclose a crucial time in stopping the foreclosure from happening.

      What is loss mitigation, and how does it work?

      Loss mitigation is a term for all the ways mortgage servicers work with borrowers to avoid foreclosure from happening. Loss mitigation can start before you even miss a payment, or it can happen at virtually any point along the way through the foreclosure process. It’s important to know that the original notice of sale sent by the lender may also include what is known as a “notice to accelerate,” which can be scary to homeowners and make them think they no longer have options to avoid foreclosure.
      An acceleration clause is the part of a mortgage contract that makes foreclosure a very real possibility versus a scare tactic. Acceleration means that defaulting on the loan by missing your payments will result in you owing the entire balance on the loan rather than just the amount of your missed payments. That means that missing a few thousand dollars in payments can leave you owing hundreds of thousands due to the mortgage company — and that is how foreclosure happens.
      The intent to accelerate might be the moment where hopelessness really kicks in, but it does not mean there is no chance of saving your home (if that is what you want). Generally speaking, most lenders would still rather work with you than lose money on a foreclosure sale; even if they would not, they may not have a choice if you take other steps to delay or prevent the foreclosure.

      What steps can a homeowner take to stop or avoid a foreclosure?

      What steps won’t stop a foreclosure?

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        H-2A Visa

        Things to know if you already have an H-2A program in place.

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        Things to know if you already have an H-2A program in place.

        Compliance with US immigration laws is vital to your company’s success. The H-2A program allows farmers who employ individuals in the United States to hire foreign employees to fill temporary labor jobs, according to US immigration laws.

        • No show: The worker fails to report to work within 5 workdays of the latter of the employment start date on the H-2A petition, or the start date established by the employer.
        • Abscondment: The H-2A worker leaves without notice and fails to report for work for 5 consecutive workdays without the consent of the employer.
        • Termination: The H-2A worker is terminated before completing of the H-2A labor or services for which he or she was hired.
        • Early Completion: The H-2A worker finishes the labor or services for which he or she was hired more than 30 days earlier than the date specified in the H-2A petition.

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          H-2B Visa

          How to attract the right candidates and retain them.

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          How to attract the right candidates and retain them. Foreign talent may be the answer.

          Recruiting top-quality talent isn’t an easy task. It involves a lot more than simply posting a job description and waiting for the applications to roll in. Your inbox may immediately be flooded with submissions. However, finding a candidate who has the right skills and expertise and is also a great cultural fit for your company? That’s hard.

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            Solve Your Labor Problem

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            How Can H-2B Visas Help Solve the Construction Industry Labor Shortage?

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            How Can H-2B Visas Help Solve the Construction Industry Labor Shortage?

            What is the H-2B visa program?

            With H-2B visa jobs, non-immigrant guest workers are permitted to work in the U.S. in temporary, non-agricultural jobs. This program is not intended to provide a pathway to permanent residence or citizenship, and it does not have specific educational, occupational, or skill requirements.

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            Who qualifies for H-2B visas and under what conditions?

            • Have valid Federal Employer Identification Number (FEIN)
            • Have a physical place of business in the United States, and
            • Have a means by which you can be contacted for employment
            If you meet those qualifications as an employer, then you can consider whether the positions you need workers for may qualify by asking yourself a few general questions.
            While experienced construction industry employers already know when hiring is tough, the Department of Labor (DOL) will still need to certify that fact formally. If you believe that your hiring needs will pass muster with the DOL, then you are ready to begin your application.

            What are the steps of the application process?

            Are there any caps on the number of H-2B workers?

            What are the odds of approval?

            How can Farmer Law help?

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              Get in touch with us

              Solve Your Labor Problem

              The attorneys at Farmer Law PC understand the value of a diversified workforce and are adept at navigating every facet of immigration law. We offer comprehensive solutions for all of your labor shortages. Our team locates honest, accomplished workers to provide employers with exceptional talent from every corner of the globe.
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              H-2B Visa

              What is a Green Card?

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              What is a Green Card?

              How can you obtain a Green Card according to US immigration laws?

              Once it is determined you are eligible for a permanent residence, the next steps will depend on whether or not you are in the United States.

              While your permanent residency card is pending you can review the process on the USCIS Case Status Online, or call the USCIS Contact Center at 800-375-5283

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              We offer world class communication and responsiveness to all of our clients and our comprehensive approach can simplify even the most complicated of visa programs.

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              On May 5, 2022, USCIS announced that users can now immediately find the processing time information for their particular type…

              How can Farmer Law help

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                Farmer Law PC needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.

                Get in touch with us

                Solve Your Labor Problem

                The attorneys at Farmer Law PC understand the value of a diversified workforce and are adept at navigating every facet of immigration law. We offer comprehensive solutions for all of your labor shortages. Our team locates honest, accomplished workers to provide employers with exceptional talent from every corner of the globe.
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                H-2B Visa

                COVID-19 is Not the Biggest Threat to Your Business.

                Blog

                COVID-19 is Not the Biggest Threat to Your Business.

                Protect Yourself From The Department Of Labor Audits.

                While the DOL can audit any type of employer, officials often target lower-wage industries. These can include employers involving healthcare, food service, agriculture, manufacturing, childcare, security services, motels, hotels, janitorial services, seasonal industries, and temporary workers. It is important for these companies and others to understand the audit process and be prepared for an audit at any time.

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                We offer world class communication and responsiveness to all of our clients and our comprehensive approach can simplify even the most complicated of visa programs.

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                On May 5, 2022, USCIS announced that users can now immediately find the processing time information for their particular type…

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                  Get in touch with us

                  Solve Your Labor Problem

                  The attorneys at Farmer Law PC understand the value of a diversified workforce and are adept at navigating every facet of immigration law. We offer comprehensive solutions for all of your labor shortages. Our team locates honest, accomplished workers to provide employers with exceptional talent from every corner of the globe.
                  Categories
                  H-2B Visa

                  Is COVID-19 Causing You to Send Your Workers Home Early?

                  Blog

                  Is COVID-19 Causing You to Send Your Workers Home Early?

                  LEARN ABOUT TRANSFERRING YOUR WORKERS TO ANOTHER COMPANY TO AVOID HAVING TO PAY THE ¾ GUARANTEE!

                  If your case is the latter, you contact Farmer, Farmer & Brown, we have options that can help you save money by transferring workers you won’t be able to use, to companies where workers are still needed, which can free you of the financial burden of the ¾ guarantee.

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                  Have a Question?

                  We offer world class communication and responsiveness to all of our clients and our comprehensive approach can simplify even the most complicated of visa programs.

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                  H-2B & PERM: USCIS Processing Times Website Improvement

                  On May 5, 2022, USCIS announced that users can now immediately find the processing time information for their particular type…

                  How can Farmer Law help

                    Get in touch with us

                    Farmer Law PC needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.

                    Get in touch with us

                    Solve Your Labor Problem

                    The attorneys at Farmer Law PC understand the value of a diversified workforce and are adept at navigating every facet of immigration law. We offer comprehensive solutions for all of your labor shortages. Our team locates honest, accomplished workers to provide employers with exceptional talent from every corner of the globe.
                    Categories
                    H-2B Visa

                    Is COVID-19 Affecting Your Farm?

                    Blog

                    Is COVID-19 Affecting Your Farm?

                    Learn about financial resources to help your business survive the COVID-19 outbreak.

                    Below are multiple links for you to explore that could potentially provide some financial relief for you, your business, your customers, and your employees. We hope this helps.

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                    Have a Question?

                    We offer world class communication and responsiveness to all of our clients and our comprehensive approach can simplify even the most complicated of visa programs.

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                    H-2B & PERM: USCIS Processing Times Website Improvement

                    On May 5, 2022, USCIS announced that users can now immediately find the processing time information for their particular type…

                    How can Farmer Law help

                      Get in touch with us

                      Farmer Law PC needs the contact information you provide to us to contact you about our products and services. You may unsubscribe from these communications at any time. For information on how to unsubscribe, as well as our privacy practices and commitment to protecting your privacy, please review our Privacy Policy.

                      Get in touch with us

                      Solve Your Labor Problem

                      The attorneys at Farmer Law PC understand the value of a diversified workforce and are adept at navigating every facet of immigration law. We offer comprehensive solutions for all of your labor shortages. Our team locates honest, accomplished workers to provide employers with exceptional talent from every corner of the globe.